Israel vs GeorgiaDecember 14, 2025
₪1M: Storage in Tel Aviv or Future in Batumi?
Brutal comparison: 8% tax vs 0%, 3% yield vs 12%. Don't be a victim of the system
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טוען...
RealFix Finance
Operating Since 1999 | Incorporated 2008
When the Bank Says "No",
We Get to Work
Your Financial Special Ops Unit - One Stop Shop for Family Wealth & Business Growth
100% Client Representation | Success Fee Basis Only | We Work for You, Not the Bank
Operation Rescue | Complex Mortgage Solutions & Credit Remediation - We Break Through Barriers
Operation Acquisition | Income-Generating Real Estate - Batumi, Budapest, Prague
Operation Growth | Capital Formation & Corporate Credit - From Concept to Exit
Success Fee Only - No Commissions from Banks
26
Years of Excellence
₪2.5B+
In Credit Facilities
7,000+
Clients Served
98%
Success Rate*
*Through pre-underwriting and subject to complete and accurate information
Proven Reliability
4.9/5
Private Banking & Financial Services
Complex Mortgage Solutions | Debt Restructuring | Capital Formation | Income-Generating Real Estate
Private Banking
Complex Mortgages | Credit Remediation | Debt Restructuring
When the bank closes the door, we open windows. Solutions for non-standard profiles, credit issues, and complex financial situations.
Corporate Finance
Credit Facilities | Capital Formation | Business Strategy
From concept to exit - we hunt the capital for you. Fundraising from funds and investors, business planning, patents and BizDev.
Cross-Border Real Estate
Georgia | Budapest | Prague
We hunt for assets below market value. Off-market sourcing, value enhancement, unit subdivision and full Airbnb management.
Premium Family Services
Family Wealth Management
Your home is no longer just "walls" - it is a financial instrument
For families with assets: Cash flow optimization, helping children enter real estate, and global investments
Cash Flow Optimization
Reduce monthly payments by 40-60% through debt consolidation into a low-interest mortgage
View Full GuideIntergenerational Transfer
Help children purchase their first home without depleting savings - Equity Release Directive 451 and smart leverage
View Parents GuideGlobal Investments
Capital export abroad: Mortgage on Israeli property → Cash purchase in Georgia/Budapest
View Investment GuideOriginal Documents with Signatures
Authentic Testimonials from Satisfied Clients
These are scanned recommendation letters with real signatures from our clients
Click to enlarge
Verified
Savings of ₪190,000+
Mortgage Refinancing
The Shkolnik Family
"Total savings and economic value of over ₪190,000 through mortgage refinancing."
10/out of 10
Major SavingsMortgage
Click to enlarge
Verified
Complex Legal Resolution
Bank Decline / Legal Case
The Konstantinov Family
"Handled our legal issues and restructured our debt... Full support and bank representation."
10/out of 10
Legal RepresentationDebt Restructuring
Click to enlarge
Verified
"Impossible" Case Solved
Mortgage for Declined Applicants
Avi G.
"We are aware that completing this case would have been impossible without the company's involvement."
10/out of 10
Negative Credit ScoreSuccess
🔒 Identifying details removed - All documents are authentic and scanned directly from client feedback forms
Seen the numbers? Your mortgage could look different too.
Our clients save an average of ₪168,000 through mortgage refinancing.
What about your mortgage?
Average savings of ₪168K
Complete discretion
Success fee basis only
Discreet and professional assessment by RealFix experts
Professional Mortgage Calculator
Accurate monthly payment calculation + 15 FAQs + 3 real-world examples
Including track explanations (Prime, Fixed, CPI-Linked) and recommended mix 2026
Working with all major banks and financial institutions
Our Team
Experienced experts with leading professional certifications
26 Years of Excellence
Shay Yakov
Founder & CEO
Operating since 1999 • Incorporated 2008
Expert in complex credit solutions, mortgages for non-standard profiles (credit issues), and managing international real estate investment portfolios. Led ₪2.5B in transactions with 7,000+ satisfied clients.
15+ Years Experience (since 2010)
Sofia Yakov
Client Relations Manager & Operations Coordinator
Supervises Certified Advisors
Over 15 years of experience in mortgages and credit, asset leverage. Sofia ensures every client receives prompt and professional service throughout the entire process.
International Network
Real Estate Experts
International Real Estate Management
Market Specialists
Real estate management team with local presence in Batumi, Budapest and Prague.
Financial Insights
Guides and tips to help you make smart financial decisions
BusinessDecember 13, 2025
Business Credit in 2025: Even When the Bank Says No
New financing solutions for 2025, from state-guaranteed funds to non-bank credit
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Real EstateDecember 13, 2025
The Batumi Revolution: ₪50,000 → $10,000 Profit
The investment model changing the rules: Zero-interest installment purchase, and flip with profit before receiving the keys
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Free Guide to Your Email
3 Strategies to Save Tens of Thousands on Your Mortgage + How to invest in overseas real estate with high returns
Bank declined? Credit issues? Want 12% yields abroad? Our guide shows you exactly what to do
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Free Tools for Smart Decisions
Calculate yourself, get an accurate picture
Mortgage Calculator
Accurate monthly payment calculation + 15 FAQs + 3 real-world examples
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Debt Consolidation Calculator
How much will you save by consolidating loans into one low-interest mortgage?
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Optimal Mix Calculator
Prime, Fixed or CPI-Linked? Find the perfect mortgage mix for you
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Frequently Asked Questions
Have Questions? We Have Answers
Answers to the most common questions our clients ask
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