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RealFix Finance
Expert Mortgage Brokerage
Smart Mortgage Solutions
The bank said no? We find another way. New mortgage or refinancing - we secure the best terms in the market for you
Your Home Awaits
Smart mortgage = Savings of hundreds of thousands
Understanding Israeli Mortgages
Israeli mortgages differ significantly from US/UK models. Key differences include: CPI-linked tracks (Madad), mandatory mortgage mix (Tamhil), and Prime rate tracks tied to Bank of Israel. Our expertise helps expats and investors navigate this unique system.
Significant Savings
Proven savings of hundreds of thousands of shekels (up to ₪1M)
Maximum Stability
Optimal mix of fixed and variable interest rates
Full Accompaniment
Personal advisor from start to closing
Our Services
New Mortgage
Full accompaniment in obtaining a mortgage for property purchase
- Comparing offers from all banks
- Negotiation with banks
- Support until closing
Mortgage Refinancing
Lower interest rates and adjust your existing mortgage terms
- Feasibility assessment
- Savings of hundreds of thousands
- No unnecessary fees
Construction Mortgage
Financing for building a private home or extensive renovation
- Staged release
- Close monitoring
- Special terms
Investment Mortgage
Financing for purchasing rental or investment property
- Up to 70% financing
- High returns
- Professional advice
Paying Too Much on Your Mortgage?
Mortgage refinancing can save you hundreds of thousands. Read our Complete Refinancing Guide - including a free feasibility check.
Our Process
1
Consultation
Understanding needs and goals
2
Documentation
Assistance in file preparation
3
Comparison
Negotiation with banks
4
Closing
Support until the end
₪2.5B
In Credit
7,000+
Clients
250+
Projects & Transactions
26
Years of Excellence (Since 1999)
Who Is This For?
✓ Yes, this is for you if:
- First-time homebuyer or upgrading
- Want to refinance existing mortgage and save hundreds of thousands
- Complex credit history / bank rejection
- Investment mortgage / self-build
- Looking for the best terms in the market
⚡ Why RealFix?
- We negotiate aggressively with all banks
- We compare dozens of offers
- We solve rejection and credit issues
- 26 years of experience (since 1999)
- Proven savings of hundreds of thousands
Bank Rejected You Due to Credit Issues?
Do not give up! There are solutions even for complex cases. Read our Guide to Credit Data Solutions and learn how we solve it.
Free Calculation Tool
Mortgage Calculator
Calculate your estimated monthly payment and discover how much you could save with RealFix
Mortgage Calculator
Calculate your estimated monthly payment
1,000,000 ₪
₪100K₪5M
3.50%
1%10%
25 years
5 years30 years
Estimated Monthly Payment
5,006 ₪
per month
Total Payment
1,501,871 ₪
Total Interest
501,871 ₪
Please Note: This calculation is for illustration only and based on fixed interest. In practice, mortgages include multiple tracks with varying rates. For an accurate quote, contact our advisors.
Proven Savings
Average savings of ₪150,000 per client
Lower Interest
We secure better terms from the banks
No Upfront Cost
Payment only on success - Success Fee
Free Initial Consultation
Want to Know How Much You Will Really Save?
Leave your details and a RealFix expert will get back to you within one business day with a personalized offer
Legal Disclaimer
The information and simulations presented on this website are for illustrative purposes only and do not constitute a binding offer for credit or financial advice. Credit Approval: Subject to final underwriting, clean credit data (positive credit score), clean banking history, and meeting the threshold requirements of the financing institutions. Interest Rates: The interest rates displayed are estimates only, based on average market data, and may change at any time according to the client's individual risk profile and economic conditions (Bank of Israel interest rate changes / CPI). No Commitment: RealFix does not guarantee loan approval or the terms displayed in the calculator. E&OE.
FAQ
Frequently Asked Questions
Everything you wanted to know about mortgages in Israel
A bank officer works for the bank and only offers that bank's products. An independent mortgage advisor (like RealFix) works for you and compares all banks to find the best terms. We know how to negotiate with banks and secure lower interest rates.
Guides & Tools
Tools for Informed Decisions
Professional guides and calculators to help you secure the best mortgage
Ready to Get Started?
Schedule a free consultation - we will solve your mortgage
Check Mortgage Eligibility