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RealFix Finance
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RealFix Finance
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Know your legal protections. What's the maximum legal interest rate? How to identify a predatory lender? This guide could save you from financial disaster.
~20.5%
Maximum Annual Interest
Prime (5.5%) + 15%
0%
Hidden Fees Allowed
All costs must be disclosed
7 Days
Cooling Off Period
For loans under ₪75K
You have legal recourse - here's what to do
Document Everything
Keep all contracts, messages, and payment records
File Police Complaint
Contact the Economic Crime Division (Lahav 433)
Report to Ministry of Justice
Registrar of Moneylenders can revoke licenses
Get Legal Refinancing
RealFix can help you exit with legitimate financing
RealFix only works with licensed, regulated lenders. Get safe financing today.
Fair Credit Law
The Fair Credit Law (an amendment to the Regulation of Non-Bank Loans Law) is an Israeli law designed to protect borrowers from predatory and exploitative lending. It sets a maximum interest rate ceiling, requires full transparency, and mandates that all lenders be licensed. The law took effect in 2017 and was last updated in 2024.
The information and simulations presented on this website are for illustrative purposes only and do not constitute a binding offer for credit or financial advice. Credit Approval: Subject to final underwriting, clean credit data (positive credit score), clean banking history, and meeting the threshold requirements of the financing institutions. Interest Rates: The interest rates displayed are estimates only, based on average market data, and may change at any time according to the client's individual risk profile and economic conditions (Bank of Israel interest rate changes / CPI). No Commitment: RealFix does not guarantee loan approval or the terms displayed in the calculator. E&OE.