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RealFix Finance
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RealFix Finance
Receive a complimentary initial consultation and discover your financial potential. Response guaranteed within 48 hours.
Why This Matters: Israel has its own credit system that works differently from what you know. Your US credit score, UK credit history, or European banking record does not transfer. This guide explains everything you need to know.
Key Point: Even if you had an 800 FICO score in the US, Israeli banks cannot see it. You start fresh - which is why working with specialists who understand both systems is crucial.
Starting fresh can actually work in your favor. Banks know Olim don't have Israeli history, so they evaluate you differently:
We obtain and analyze your full BDI report, identify errors, and find opportunities for improvement.
Systematic process to clean errors, settle debts properly, and build a positive narrative for banks.
We know which non-bank institutions (insurance companies) approve complex cases.
98% success rate with complex credit situations. Full English support. Free initial consultation.
BDI (Bank Data Israel, formerly Bank Delinquency Index) is Israel's primary credit bureau, similar to FICO in the US or Experian in the UK. Your BDI report includes: bounced checks history, overdraft violations, loan payment delays, bankruptcy proceedings, and more. Scores range from 1 (lowest) to 10 (highest). A score below 5 is considered 'negative' and makes credit approval difficult.
Whether you are a new Oleh starting fresh or dealing with existing credit challenges, we can help. Free consultation in English.